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Home » 9 Virtual Dollar Cards You Need To Pay Online In Nigeria

9 Virtual Dollar Cards You Need To Pay Online In Nigeria

    Discover the best dollar and naira virtual cards that allow you to pay for anything online with no limitations and with cheaper fees.

    My need for a working virtual card started when I wanted to buy a phone tablet from AliExpress.

    Before this day, I had ordered for many phone accessories using my Zenith Bank card until I hit the limit of N50,000 maximum.

    This made me went in search of alternatives. And that was how I paid for the tablet.

    In today’s article, I unleash you on a world of possibilities with the best virtual naira and dollar cards in Nigeria right now.


    Best Virtual Naira and Dollar Cards In Nigeria

    Alat Virtual Dollar Card

    ALAT by Wema prides itself as the first fully digitalized bank in Nigeria.

    I was one of the first users who registered then and invited others to do the same.

    Their affiliate marketing program was helpful in sustaining my little expenses as an undergraduate.

    5 years after, when I reactivated my account, I discovered they now offer virtual naira and dollar cards on their mobile app.

    I request for the naira virtual card paying a onetime N500. Got it in an instant.

    To get the virtual dollar card, you must first open a domiciliary account, receive international payment, and fund from it.

    EverSend VISA Cards

    Eversend is a good definition of your money in your hand.

    With the app, you can send and receive money from friends and family at affordable rates – almost zero fee.

    Also, you can exchange many currencies at current exchange rates or even decide to hold.

    Speaking of virtual debit dollar card?

    While other financial institution charges as much as 10% fee, Eversend saves you almost 80% of that cost.

    Below are some popular website you can use EverSend card:

    • Amazon and Alibaba
    • Google, Facebook and Bing Ads
    • GoDaddy and Namecheap

    And many more…

    The best among VISA virtual dollar cards that work anywhere in the world.

    Fundall Cards

    Fundall introduces her virtual card to solve the challenges individuals and businesses in Nigeria face when making international transactions.

    Their service promises to remove issues like trapped funds, lost transactions, and incomplete payment.

    How To Get Fundall Card

    • Download and sign up on the Fundall App.
    • Select ‘Add new card’ and choose the ‘Virtual US Dollar Card’ option.
    • Customise your card and fund your card with an amount as low as $5

    Wallets Africa Virtual Dollar Cards

    Wants to receive and spend your money without paying unreasonable fees?

    Wallets Africa is a world class financial company built in Africa by Africans.

    They are on a mission to blur borders in Africa.

    With Wallets Africa’s USD Visa Cards, you enjoy the lowest transfers, cashback and virtual accounts.

    • Earn 1.5% as you pay bills and 5% when you buy airtime. Also, you don’t pay for maintenance fees.
    • Create multiple account numbers from different banks of your choice to receive money.

    Bitsika Virtual Dollar Card

    A social payment app that allows transactions with virtual cards.

    We can liken Bitsika to a social media app, but not fully one.

    They allow you to send and receive money in Cameroon, Togo, Burkina Faso, Ivory Coast, Senegal, Benin and Nigeria currency. 

    Also, you can buy anything online using their VISA virtual cards.

    Their virtual dollar cards are free. But my concern is their 8% charge on each US and UK cards transactions.

    • Download the App and sign up.
    • At the lower section of your app screen, click on cards and click create new cards.
    • Enter your name and deposit at least $5 with your bank card.

    Mintyn Gift Card

    Their cards were so borderless that you buy with ease in dollars and pounds.

    But of a sudden, they hit us with the news they no longer support virtual cards.

    While that may be painful, they provided an alternative. And that is, The Mintyn Gift Card.

    With this card, you can shop in dollars in major stores.

    Go to Merchant (Amazon, eBay, Nike, Google pay and others) website & select pay with Gift card

    Enter the Gift card code and complete your payment.

    Barter Virtual Dollar Cards

    A Naira and Dollar Virtual Cards Own By Flutterwave

    Making use of your Nigerian debit card can sometimes be a headache. Most especially when doing transactions outside the country.

    This singular reason is why you can consider Barter by Flutterwave.

    With barter virtual dollar cards, you can make payment and shop online anywhere in the world.

    And the pleasant part is that you can create as many dollar and naira virtual cards as you want.

    Sign up and complete your identity verification process, fund your Barter account via debit card or bank transfer.

    Choose either of Multifunctional card (for all transactions) or Custom card (for specific transactions).

    Nigeria USD Bank Cards

    Do you know with your bank, you can buy things online with no limitation?

    All you need is a domiciliary account.

    A Dom account is an account type that operates in foreign currency either savings or current.

    Even if you are getting any other virtual dollar cards listed above, try to open a Dom account with your bank.

    It is as simple as you opening a normal saving account. All you need is your ID card and two references from the current account holder.

    Afterwards, you can request for your USD card for that account.

    So, walk up to any bank (preferably your current back) and make enquiries on their requirements.

    Kuda Virtual Naira Card (BONUS)

    Kuda (aka Kuda bank) is a UK based digital only bank. They started operation in Nigeria in 2017.

    You can use a Kuda’s virtual Visa Card to pay everywhere naira Visa they accept cards online.

    I call them the bank of the free. They believe you don’t have to pay for maintenance fee anymore.

    Also, they deliver a free debit card to your address for free.

    How To Get Kuda Virtual Naira Card

    • Open Kuda app and tap card on the menu at the bottom of your screen.
    • Tap Request A Card and also Get A Virtual Card.
    • Confirm with your transaction PIN, fingerprint or Face ID and confirm.

    FAQs About Virtual Dollar Cards

    What is a Virtual card?

    A virtual card is a digital or online version of a standard ATM card. You can use it to perform debit or credit transactions depending on the type you have.

    How to get Alat virtual card?

    Go to PlayStore and download the ALAT app. Login, go to the card tab, click request on virtual card. You must have an Alat account to make a request.

    How to get VISA virtual dollar cards in Nigeria.?

    Choose from any of the card provider listed above. Download the app, complete your registration, and request for the card.

    Which dollar virtual card works in Nigeria?

    Alat, Eversend, Walets Africa and others are all virtual dollar cards that work in Nigeria. Read the list above for more details on each card.

    Why virtual dollar cards?

    The primary benefit of a virtual dollar card is to buy anything anytime, anywhere in the world. It removes geographical barriers you may have with your local cards.

    Conclusion on Virtual Cards

    Now, you have a comprehensive list of the best virtual dollar cards in Nigeria.

    Sign up with the provider of your choice and start using. But before you input your debit card, confirm their current fees.

    I can say with any of this dollar virtual cards, you can run a successful online businesses that pay daily.